Gentleman's Farm (Submit for Rate)
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.
*Farms owned by personal insureds (non-commercial), typically owned for investment or retirement purposes
Product Advantages
- HO3, HO4, HO6, DP3, Personal Inland Marine & Excess Flood available in all 50 states
- In house binding authority up to $10,000,000
- Ability to package multiple products on single policy
- 1-4 Family Dwellings acceptable
- Duplex, triplex, and quadplex acceptable
- Minimum coverage A=$150,000 inland/$300,000 coastal (some restrictions apply)
- Earthquake coverage available
- Sinkhole coverage available in Florida
Eligible Risks
- Homes, Estates, Trusts, LLCs, & Partnerships
- PC 9 & PC 10
- Primary, Secondary, Seasonal, Short/Long term rental, & vacant occupancy
- Builders Risk for new construction and/or renovations (converts to an HO3 or HO6 at completion of project)
- Prior losses acceptable
- Log homes acceptable (some restrictions apply)
- Older homes acceptable with updates to all systems within the last 35 years
- Model Homes acceptable (some restrictions apply)
Submission Requirements:
- A completed and signed application